Auto Insurance
Cars, trucks and the drivers in your household. We'll review New York's required coverages with you, explain your options for liability, collision and comprehensive, and compare carriers side by side.
Get an Auto QuoteNew York auto insurance from an independent agent who shops for you.
From Buffalo to Montauk, we help New York drivers compare auto coverage from 10+ carriers, with plain-English answers and no pressure. Need home, life or business coverage too? We can help with that as well.
Prefer to type? Tap the chat button in the corner. Monday–Friday, 9 AM–5 PM ET. Phone and virtual meetings by appointment.
What we can help you cover
Tell us what you need to protect. We'll compare options from several carriers and walk you through the trade-offs, so you can decide with confidence.
Home & Property Insurance
Homeowners, condo, renters and landlord coverage for the place you live and the things in it. Ask us about bundling with your auto. It often helps, and we'll tell you honestly when it doesn't.
Get a Home QuoteLife Insurance
Term, whole and universal life explained without the jargon. We'll help you figure out how much coverage makes sense for your family and budget. No pressure.
Talk About Life InsuranceBusiness Insurance
General liability, business property, commercial auto and more for New York small businesses, contractors and side hustles. Tell us how you work and we'll find the right fit.
Get a Business QuoteOne agent. Ten carriers working for you.
As an independent agency, we're not tied to a single insurance company. We compare coverage from the carriers below and recommend what fits you, not what fits a sales quota.
- Progressive
- Nationwide
- Foremost
- Travelers
- The Hartford
- Plymouth Rock
- Preferred Mutual
- National General
- Liberty Mutual
- NYCM
Carrier availability depends on the type of coverage, your location and underwriting. Quotes are not final until a carrier reviews and approves your application.
Get a Quote
Three easy ways to start. Fill out the short form, chat with us, or call. We'll follow up within one business day with options to compare.
Fill out the form About 2 minutes on our quote page.
Chat with us Tap the chat button in the corner, any time. After hours, leave your details and we'll follow up the next business day.
Call (518) 547-4444 · Monday–Friday, 9 AM–5 PM ET.
Submitting a form doesn't bind coverage or lock in a price. Coverage isn't in effect until a carrier approves it and you confirm. Have a claim? Contact your insurance carrier's claims line directly — see our claims page.
What Our Clients Say
We're a growing independent agency, and we'd rather show you real reviews than make them up. If we've helped you with a policy, a question or a claim, we'd be grateful if you shared your experience on Google.
New here? Call (518) 547-4444 and see what working with an independent agent feels like. Once you have a Google review link (g.page/r/…), replace the button URL above.
About Joe
Hi, I'm Joe Graziano, owner of Albany Agency LLC. I'm an independent insurance agent licensed in New York, and my focus is simple: helping drivers across the state find auto coverage that fits their lives and budgets.
Because I'm independent, I don't work for one insurance company. I compare options from 10+ carriers, including Progressive, Nationwide, Foremost, Travelers, The Hartford, Plymouth Rock, Preferred Mutual, National General, Liberty Mutual and New York Central Mutual, then explain the trade-offs in plain English so you can choose with confidence.
I've been in insurance for over 20 years. I started as a captive Allstate agent, where I could only offer one company's policies. About 12 years ago I went independent so I could shop many carriers for my clients instead of just one, and I haven't looked back.
Outside the office, I'm a husband and a dad to two young kids, Sophia and Vito. When I'm not working, you'll find me on the golf course or coaching my son's hockey and lacrosse teams, while my wife coaches our daughter's softball team. My family also owns another local business, Deitz Family Dental, so I know firsthand what it means to look after your neighbors.
Auto insurance is where I spend most of my time, but I'm happy to help with home, renters, life and small-business coverage too, especially when bundling makes sense.
Based in Albany, serving all of New York
Albany Agency LLC is an independent insurance agency based in Albany, New York. We work with drivers, families, homeowners and small businesses across New York State, from the Capital Region to Western New York, the Hudson Valley, New York City and Long Island.
We're a virtual office, so there's no waiting room and it doesn't matter where in New York you live. We meet by phone, video or in person by appointment only. Call (518) 547-4444 or use the chat to set up a time that works for you.
- Mailing address: 108 Everett Rd, Albany, NY 12205 (mail only; meetings by appointment)
- Hours: Monday–Friday, 9 AM–5 PM ET · Closed Saturday & Sunday
- Agent: Joseph Graziano